Save on a fixed rate for 1, 2 or 3 years or split your deposit across these options. You can only apply online if you deposit less than £40,000.
Please correct these errors
Please answer all the questions below.
Choose how you'd like to save
You can only deposit up to £39,999 online. For larger amounts, call 0808 001 1111.
Where should we pay the interest?
We'll ask for your bank or building society account details later
Gender
Are you known or have you been known by another name?
Type of phone number
Are you a permanent resident in the UK?
You have to be a permanent resident in the UK to apply
Are you resident for tax purposes anywhere outside the UK?
Tax residency 2 should be different from Tax residency 1
Tax residency 3 should be different from Tax residencies 1 and 2
Nationality 2 should be different from nationality 1
Nationality 3 should be different from nationality 1 and nationality 2
Let us know where you've lived for the last 3 years.
How long have you lived there?
What is your role within the business? What's this?
What is your role within the business?
Do you have any investments with M&S?
We'll pay your savings into this account, plus interest, when the fixed term ends.
We'll pay interest into this account annually and your savings when the fixed term ends.
Pay your deposit with a card registered in your name at your current address. This must be a debit card.
You're almost done. Just check your answers and agree to the terms and conditions.
Do you want to hear about special offers, products and services?
Don’t worry if your contact preferences change or you would like to opt out of receiving marketing – you can update this at any time by contacting us. To learn more about how we use your details for marketing purposes, you can read our privacy notice.
Privacy notice
Do you agree with the following?
We'll email you within 5 working days once we've set up your account.
More savings and investment options
To apply, call 0808 001 1111.
Please check our website for the latest opening hours.