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A refreshing way to bank...

M&S Credit Card customers can enjoy the new and improved M&S Bank app.

We've got lots to offer

Learn more about the perks available to M&S Bank customers.

Whether you have your sights set on your dream car, are planning your wedding, or are making your house a home, choose a loan that suits your future plans.

Whether you’re looking to earn Rewards, transfer a balance or get help on purchases, we have a card to suit your needs. 

24.9% APR Representative (variable)

Club Rewards

Boost your Rewards and unlock yearly perks by adding a Club Rewards subscription for £10 per month to your M&S Credit Card.

Entertain the family for less

We know how hard it can be to think of things to do to keep your little ones amused. Read our recommendations for affordable family activities.

Entertain the family for less

We know how hard it can be to think of things to do to keep your little ones amused. Read our recommendations for affordable family activities.

You tap. We treat.

Earn Rewards points, which count towards M&S vouchers, when you spend with an M&S Credit Card.

24.9% APR Representative (variable)

How can we help you today?

We want to help you find what you're looking for.

24/7 Chat support

Our Chat service is here to help with your account specific queries, all day, every day. Get in touch with us via the M&S Bank app.

Help is on hand

Browse featured topics, find answers to frequently asked questions and ways to contact us via the help centre.

Continue your credit card application

If you've recently submitted a M&S Credit Card application and have received an email to complete your application, you can now continue through to your agreement.

Continue your credit card application

If you've recently submitted a M&S Credit Card application and have received an email to complete your application, you can now continue through to your agreement.

Your eligible deposits with HSBC UK Bank plc are protected up to a total of £120,000, or up to £240,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: HSBC UK, HSBC Private Bank, first direct, M&S Bank and M&S Savings and Investments.

Any total deposits you hold above the limit between these brands are unlikely to be covered.

Set up our app today to manage your account safely and securely, whenever it suits you.