About M&S Bank
At M&S Bank, we offer a range of financial services products, specifically designed to meet the needs of the M&S shopper, from the M&S Credit Card to loans and savings products. M&S Bank is a trading name and brand of HSBC UK and operates in partnership with Marks & Spencer.
M&S Bank launched in 2012 on the foundations of M&S Money, also known as Marks and Spencer Financial Services. Marks & Spencer Financial Services first launched in April 1985, over 35 years ago, with the M&S Chargecard, which took a staggering 270,000 applications within the first three weeks. Today, M&S Bank has evolved from a sole card provider to a financial services provider offering a wide range products.
Bank with confidence
Your eligible deposits with HSBC UK Bank plc are protected up to a total of £120,000, or up to £240,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: HSBC UK, HSBC Private Bank, first direct, and M&S Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Any total deposits you hold above the limit between these brands are unlikely to be covered.
Browse M&S Bank's products
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Diversity and inclusion
At M&S Bank, we’re committed to ensuring everyone feels valued and respected.
Media
For media enquiries, please contact: pressoffice@mandsbank.com
Our partnerships
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M&S Bank Arena
M&S Bank is proudly partnered with the M&S Bank Arena in Liverpool.
M&S Bank’s colleague-selected charity partners are Alzheimer's Society and Claire House Children's Hospice
Modern Slavery Act
The UK’s Modern Slavery Act came into force in 2015. This page explains how M&S Bank, as part of the HSBC Group, applied its policies and procedures under the provisions of this Act.