M&S Bank legal information
Find out more about our legal information including site and product terms, cookie policy and privacy statement.
Product information
The latest product terms and conditions and key information.
Website terms and conditions
View our site terms, important information and website privacy notice.
M&S Bank Privacy Notice
Cookie notice
M&S Bank (as a division of HSBC UK Bank plc)
M&S Bank is a division of HSBC UK Bank plc. M&S is a registered trademark of Marks and Spencer plc and is used under licence. HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. © HSBC Group 2026. All rights reserved.