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M&S Club Rewards

M&S Credit Cardholders can enjoy even more rewards by subscribing to M&S Club Rewards for £10 per month.
Person shopping with M&S bag

The perfect fit for your home. Choose from standard or premier cover.

Our app gives you the freedom to manage your M&S Credit Card account wherever and whenever you like. 

Learn more about our digital security promise and how to protect yourself from fraud.

Worried about money?

Understand how we can support you along with other tools and tips on managing your finances.

Earn Rewards with your M&S Credit Card

As an existing M&S Credit Cardholder, spend on your credit card and enjoy the Rewards.
Protecting Your Money. FSCS protected.
M&S Bank is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations.

Protecting yourself

Follow our hints and tips on how to protect yourself from becoming a victim of fraud.
Set up digital banking for your credit card or Everyday Savings Account, and access your accounts safely and securely at your convenience.