M&S Home Insurance is no longer on sale
M&S Home Insurance (underwritten by Aviva Insurance Limited) was withdrawn from sale in 2025.
Are you in the right place?
If you purchased your M&S Home Insurance policy before 29 June 2026 and your policy starts with MHO then you are in the right place. If you purchased your policy on or after 29 June 2026 and your policy number starts with UINH, you will need to go to the M&S plc web pages.
Making a claim
You can make a claim online or by calling 0800 051 2556. Lines are open 24 hours.
Making a complaint
Please write to us quoting your policy or claim number, at M&S Insurance Customer Care Team, Customer Service Centre, PO Box 7463, Perth, PH2 0YX or call 0800 015 7760. Lines are open 8am-6pm Monday to Friday, 8am-4pm Saturday.