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M&S Club Rewards

As an M&S Credit Cardholder you can enjoy even more rewards when you subscribe to M&S Club Rewards
Person making a contactless payment in restaurant

What's included in my £10 a month subscription?

Our Club Rewards subscription gives you £120 in M&S vouchers, as well as other gifts and treats, in total that could be worth £240** throughout the year.

M&S clothing, home and beauty vouchers
Enjoy £100 in M&S vouchers to spend in clothing, home and beauty departments.
M&S food hall vouchers
Receive £20 in vouchers to spend on your favourite M&S food.
Hot drinks vouchers
Treat yourself and a friend with 32 hot drinks vouchers a year to spend on any sized hot drink in M&S Café’s. Saving on average £88 a year.
Extra rewards points at M&S
You'll receive 2 extra rewards points per £1 spent in M&S when using your card online and in-store on top of the rewards points you earn already!
Birthday treat
A special M&S treat for your birthday, e.g. a 10% discount in M&S. Subject to change.

Here’s how it works

Subscribe
Subscribe to M&S Club Rewards for just £10 a month.
Receive M&S gifts
Receive £120 in M&S vouchers as well as other gifts and treats, in total that could be worth £240**, throughout the year.
Receive M&S vouchers
Spend on your M&S Credit Card and receive even more M&S vouchers.

Ready to apply?

M&S Club Rewards is exclusively available to M&S Credit Cardholders. If you do not hold an M&S Credit Card, you will need to successfully apply for one before you can open M&S Club Rewards. Credit is subject to status. T&Cs apply. (Representative 24.9% APR Variable).

For full details of M&S Club Rewards benefits, view our terms and conditions.

Already a member?

Collect 1 Rewards point for every £1 spent in M&S and 1 rewards point for every £5 spent elsewhere. 100 rewards points = £1 in M&S vouchers. This is based on the M&S Credit Card offer and excludes any additional offers.

With M&S Club Rewards you'll receive an extra 2 rewards points per £1 spent in M&S.

As an M&S Credit Card Customer, in a year we could give you:

£19 in Rewards vouchers (based on an average spend of £60) when you spend on your M&S Credit Card at M&S
24.9% APR Representative (variable)

If you subscribe to M&S Club Rewards, in a year we could give you:

£34 (based on average spend of £60) in Rewards vouchers when you spend on your M&S Credit Card at M&S, plus:
£120 M&S vouchers
32 hot drink vouchers
M&S birthday treat - e.g. a 10% discount in M&S. Subject to change

M&S Rewards points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency or M&S rewards vouchers.

Credit is subject to status and eligibility criteria. Terms and conditions apply.

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Not an M&S Credit Cardholder?

M&S Club Rewards is exclusively available to M&S Credit Cardholders. Apply today to gain access to M&S Club Rewards.

M&S Credit Card representative example

24.9% p.a.
Purchase rate (variable)

24.9% APR
Representative (variable)

£1,200
Assumed credit limit

Credit is subject to status. T&Cs apply.

**Based on £120 worth of M&S vouchers, 32 hot drink vouchers, 10% birthday voucher based on £60 average spend, and points earned from an average monthly spend in M&S of £34 on an M&S Credit Card.

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