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M&S Club Rewards with Insurance has now closed

Following a review of our insurance offerings, we made the decision to withdraw the travel insurance benefit which is underwritten by Aviva Insurance Limited (‘Aviva’), from Club Rewards.

This means existing travel insurance policies ended on 26 March 2026. You will now need to seek alternative travel insurance if required.

Please be assured that all of the other benefits you receive as part of your Club Rewards subscription will continue.

What happens if I had a medical upgrade expiring after 26 March 2026?

If you purchased cover for additional medical conditions, this also automatically ended on 26 March 2026 and a refund for any remaining months will be issued to the card used for payment. Aviva will contact you separately to confirm they have cancelled your medical upgrade.

Any planned trips that start prior to 26 March 2026 will still include the medical upgrade cover. 

Where can I find alternative cover?

If you’re looking to find alternative travel insurance, you can get free impartial advice from the British Insurance Brokers’ Association (BIBA) which links you to an insurance broker who can do the shopping around for you for many types of insurance. Visit their website or you can call them on 0370 950 1790. Lines are open 9am – 5.30pm Monday to Friday. Alternatively, you can find many types of insurance by searching online or via price comparison websites.

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