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Activate your M&S Bank Credit Card

Before you use your M&S Bank card you'll need to activate it. Once it's activated, it's ready to use straightaway.
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Activating your credit card in the M&S Bank app

To get started with your M&S Credit Card, you’ll first need to activate it. You can do this using the M&S Bank app. If you’ve not yet registered for the app, you’ll need to download and set up the app first.

  1. Open the M&S Bank app
  2. Select 'Cards' at the top of the screen
  3. Select ‘Activate card’ and follow the onscreen instructions

Remember to add your card to your digital wallet for a simple, secure and convenient way to pay, without the need for your physical card or PIN.

How to register for digital banking

Get started by downloading our app and follow the instructions to get set up.

Find out more about using your card

Temporarily block your card if you’ve misplaced it.
Request a replacement card in the M&S Bank app.
Forgotten your PIN or need support unlocking it?

Frequently asked questions

Set up digital banking for your credit card or Everyday Savings Account, and access your accounts safely and securely at your convenience.