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Digital Wallet

A simple, secure and convenient way to pay, without the need for your physical card or PIN
mobile held over payment machine
Simple, convenient and always with you
Payments on the go
Secure
Keeping your digital card safe with your face, fingerprint or passcode
Effortless online payments
Quicker checkouts

What is a Digital Wallet?

Just like a physical wallet, a digital wallet can house all your payment options in one secure place. You can use any compatible device with a digital wallet feature, to have a digital version of your M&S Credit Card. Watch our handy video to see how using your card via a digital wallet, could support your day to day spends.

Having your card in a digital wallet can make it simpler for you to make contactless payments in person, in apps and online as you won't need your physical card or PIN. 

Don’t worry, you’ll still be able to collect M&S Rewards points when you spend using your card in your Digital Wallet.

Register for Digital Banking

You can add your card to your digital wallet via the M&S Banking App. Firstly, download and set up the app.

Find out how to set up and use Apple Pay
Find out how to set up and use Google Pay
Find out how to set up and use Samsung Pay

Got a replacement card on the way?

If you have recently told us you need a new card, are now waiting for it to arrive in the post, and you have an Apple Wallet or Google Wallet, you can use the M&S Banking App to add your card to your digital wallet before the physical one arrives. Meaning, you can still use your digital card to make purchases. Just follow the below steps:

  1. Sign in to the M&S Banking App.
  2. On the balances screen, select your M&S Credit Card and then tap ‘Manage cards’.
  3. Select ‘Add to Wallet’.

If your previous card was added to a digital wallet, your new card should automatically replace it.

Apple, the Apple logo, Apple Pay, Apple Watch, iPhone, iPad, Mac, Safari, Face ID, Touch ID and iSight are trademarks of Apple Inc., registered in the US and other countries and regions. iOS is a trademark of Cisco and used by Apple under licence.

Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co, Ltd. Use only in accordance with the law.
Samsung Pay is available on select Samsung devices.

Set up digital banking for your credit card or Everyday Savings Account, and access your accounts safely and securely at your convenience.