You can apply for Internet Banking once our records have been updated to include the POA. Internet Banking and/or Telephone Banking will be accessible to you, as an attorney, as long as you are the sole attorney or, if there are multiple attorneys, as long as the POA requires them to be able to act ‘jointly and severally’ and indicates who should have day-to-day access to these services. With a general power of attorney, Internet Banking cannot be provided.
To sign-in to Internet Banking services the POA will need to have access to either of the following security devices:
- Physical M&S PASS - only one physical PASS can be assigned to the customer account, therefore the POA would need to have access to the security device and associated customer security details.
- Digital M&S PASS - up to 3 digital passes can be assigned to the customer account, therefore the POA could download and setup the Digital M&S PASS to their compatible device (smartphone / tablet) or access the account via the customers digital device. The POA would also need to know the associated customer security details to setup or access the Digital M&S PASS.