The M&S Chargecard, M&S Budgetcard and M&S Personal Reserve accounts have now closed
As of 22 July the M&S Chargecard, M&S Budgetcard and M&S Personal Reserve accounts have closed. We want to give our customers a great experience and that means focusing our efforts to make sure we create the very best financial products and services. The types of credit our customers are using is evolving, and the number of customers using their account has significantly reduced.
If you are an M&S Chargecard or M&S Budgetcard customer you won't be able to use your card for any spend in M&S stores, through marksandspencer.com and M&S app. If you are an M&S Personal Reserve customer you won't be able to withdraw funds after this date.